I was super unimpressed with this book. Other than pushing money market accounts and a scheme for figuring out what you actually want, it was all the same old drivel about curbing spending and maximizing investments that you always find in financial books. Being as you've heard all that before, allow me to focus on the one unique aspect I found in this book (it probably isn't novel either, but I personally haven't come across this idea elsewhere yet).
What do you actually want to spend your money on? Sit down and write your top 5 things you want your money to do for you, like "more financial security" or "travel". Alright, cool, but what does that even mean? What is "travel"? How would any amount of money make you more financially secure? Doing this with a spouse and asking these questions forces you to hammer out the details of what you actually want to do with your money and that makes you figure out how much you really need and when you can honestly expect it to happen. Let's say that "financial security" for someone is nothing more than a $1,000 rainy day savings account. Alright, we have a specific amount in a specific location for an important reason. Now the person can go looking for the extra cash to put into that account and get that goal accomplished. Without those details hammered out, your stuck in limbo with some abstract idea of what you want, but no concrete plans to accomplish it.
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